HSBC Division Employ Tracesmart’s Proprietary Existence System

Tracesmart Corporate has been appointed by HSBC Actuaries and Consultants Limited (HACL) to provide their proprietary existence and tracing services. The facility will allow the verification of customer data against vital consumer information, including key UK mortality records; permitting the HSBC employee benefit consultancy to continuously and confidently monitor their client database in order to maintain contact with existing customers and highlight possible fraudulent activity.

HACL is part of the HSBC Group and a market leader in the UK specialising in actuarial and employee benefits consultancy, providing opinion, advice and services to pension scheme trustees, employers and individuals. It has become one of the leading employee benefits and actuarial consultancies in the UK.

Following stringent examination amongst stiff competition, including the incumbent, Tracesmart was recently awarded the three year preferred supplier contract. Mike Trezise, Tracesmart’s Managing Director commented, “Our meticulous procedures and thorough understanding of our customers’ requirements has successfully delivered yet another major account. Our existence facility and unique multi-tiered tracing solutions are currently delivering significant benefits to our clients. We look forward to working with HACL to deliver the best possible and most cost effective service available.”

Tracesmart, the Cardiff based data intelligence company, provides a comprehensive and unique facility to trace people, delivered by a team of in-house tracing agents, the service offers a tiered search solution to a growing number of companies. Tracesmart is also one of a small number of organisations to receive a weekly update of the UK Death Registration Information f r o m the General Register Office (GRO) to enhance its mortality screening facility. Approximately 12,000 deaths are recorded weekly in the UK, and this amassed information, combined with Tracesmart’s vast consumer database, drives the company’s proprietary service ‘Existence Alert’. The service is in essence a data cleansing process, which provides a continuous screening facility that identifies deceased individuals and ‘gone aways’ (people that move home without notifying a change of address) at the earliest possible moment, allowing appropriate action to be taken to minimise risk and combat escalating fraud such as the impersonation of the deceased.

Via EPR Network
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Research: Brits Spend 30 Hours a Week Online

Brits just can’t get enough of the internet when it comes to both their professional and personal lives, according to new research from uSwitch.com, the independent price comparison and switching service. By using the web for work, rest and play, they are clocking up an astonishing 30 hours a week online, with every indication that this is set to soar even higher.

On a typical working day, the average person now spends 5 hours online – 2 hours for professional or work purposes and 3 hours for pleasure and leisure, including online shopping, managing their finances, socialising and emailing family and friends.

Brits are also addicted to the web at the weekends too, spending an average of 3 hours a day online during their ‘down time’. And this looks set to grow in the future as younger age groups come to the fore. 18 – 24 year olds already spend 7 hours a day online during the week, but they supplement this with 5 hours a day at the weekend too. However, almost two in ten 18 – 24 year olds (19%) now spend more than 8 hours a day online at the weekend – barely leaving time for anything else and possibly contributing to rising obesity levels amongst the young.

The social networking boom is one of the main reasons why Brits now spend so much time online. A quarter (25%) of adults say they need to use sites such as Facebook and Twitter at least once a day and almost a third of 18 – 24 year olds (30%) spend more than 5 hours a week on them. People even have to log in while on holiday with over a third of under 25s (36%) admitting to checking these sites while away.

But, while the influence of these sites cannot be under estimated, only 27% of people think that social networking is a good thing – almost half (46%) are still weighing it up saying that for them, at least, the jury is still out. Social networking has also led to a new generation gap – while 41% of over 65s agree that social networking is the future and they should get used to it, over two thirds (67%) aren’t joining in, preferring not to socialise online.

With the recession pushing people to hunt for bargains and people keen to save both time and money, 93% of the population now shops on the internet. Over 38 million people (79%) spend up to two hours a week doing so. Brits are also spending time managing their money online – just 18% say they don’t use their bank’s online services. Over a quarter (28%) spend between one and two hours a week banking online while nearly half (44%) spend up to an hour a week.

Jason Glynn, communications expert at uSwitch.com, says: “This research shows the huge impact that the internet is having on British life. Broadband is rapidly becoming a necessity – as important to our quality of life as gas or electricity. Our reliance looks set to increase dramatically over the coming years as younger generations come to the fore, putting the Government under even more pressure to deliver universal broadband access across the whole country.

“However, we are also seeing growing signs of a ‘digital divide’ and the risk of social exclusion for those who are unable or unwilling to go online. As we move towards ‘Digital Britain’ some groups, such as the elderly, are in danger of being left behind – more work needs to be done to encourage greater take-up amongst these groups, who could otherwise be left disadvantaged.

“As usage increases it is going to become even more important that consumers fully understand broadband packages so that they are able to choose one that is cost-effective and right for their needs – at the moment this could save them up to£140 a year. Ofcom should be pushing suppliers to ditch the small print, tell people exactly what they are getting for their money and be upfront about any limits to their service – unlimited broadband should be exactly that.”

Via EPR Network
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Free PDF Protection Tool

While some companies struggle to protect their PDF eBooks and PDF documents from unauthorized access, many are protecting their PDF documents and files easily and inexpensively. Largely because they have mastered the proven (but little-known) process of protecting their PDF documents with quick and efficient PDF protection methods.

That’s the opinion of BookGuard Pro, PDF eBook security company, and designer of this new free tool, the PDF Protection Analyzer.

“Small and medium sized businesses and individual PDF publishers today need solid, reliable information on what works in PDF security- and what doesn’t,” says Roger Hall, PDF security specialist. “As a freelance online author and PDF security specialist, I have hundreds of people contacting me asking questions such as:

– How can I structure my PDF security process to protect my PDF so my new PDF eBook won’t be copied?
– How can I get more cost-effective results from PDF security?

“I designed the free PDF Protection Analyzer, to give these folks some of the answers. What makes this PDF tool different is this: it’s not based upon theories or untested ideas. Each of the methods built into the PDF tool has been thoroughly tested, and proven in real-world online book and PDF document launches.”

Unlike many of today’s PDF services, Hall points out, this new PDF process tool has been released at no charge. “A lot of companies and individuals can’t afford to hire online security consultants. And it takes time to read an entire security book, listen to a CD or attend an online security seminar,” notes Hall. “This free PDF Protection Analyzer has been created for them, and takes less than 2 minutes to get.”

PDF protection methods analyzed in the free PDF tool include:

– how PDF passwords may be easily compromised
– why PDF security, PDF wrapping and live monitoring of PDF access is essential for most commercial PDF documents
– where to get effective, free help on boosting your PDF protection

Via EPR Network
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